How do you want to spend the rest of your life?

There is no “one-size-fits-all” plan to fit every investor and every financial goal.

It is never too early - or too late - to plan. But if you don’t plant the seed, the tree will never grow.

Where do you want your bridge to take you?

As a client, you are family - not just a number.

Are you living to work, or working to live? There is a big difference.

“We make a living by what we get, but we make a life by what we give.” - Winston Churchill

Questions You Should Ask

 

Financial items and questions you should cover with your Comprehensive Wealth Advisor.

 

  • What rate of return are you using in my financial plan?
  • Will my financial plan be built to get me to age 100, using a conservative model? For more information on this topic, see article “Is Your Financial Plan a Safety Tool or a Sales Tool?” in the News section of this website.
  • How will my financial plan impact my standard of living?  Will I need to make adjustments?
  • Is there a more tax-efficient way to withdraw money from my assets?
  • What has been your past 10 year performance history?
  • How long have you been in this profession?
  • What formal training do you have?
  • In general, discuss your risk tolerance.
  • Be clear about your goals.
  • Discuss your estate planning – do you currently have a will that names your spouse as a beneficiary?  Is he or she your power of attorney as well?  In the unlikely event of something happening to you or your spouse during divorce proceedings, it may be prudent to update your estate plans quickly once you agree to separate and/or file for divorce.
  • Do you really know what will occur if something happens to you?  If something were to happen to you, do your heirs or family members understand your entire financial picture well enough to carry on without you?  Do they know your wishes?
  • If you have minor children, have you and your spouse discussed other trusted people in your lives who can help carry out your legacy in the event of an emergency?
  • If you have a portfolio currently, do you know hot to determine if your portfolio is exposed to unnecessary risk and, if so, how to eliminate it?
  • Are you confident that you know your true return on investment (ROI) over the last year?  Over the last five years?  How does it compare to the performance of benchmarks such as the S&P 500 Index?
  • If significant market disruptions occur, such as depression, stagflation, changes in the value of the dollar, etc., how would your portfolio be protected from significant loss?