December 2015 LD Lowe Newsletter
December news from your LD Lowe Team.
Wishing you the joy of Family
The happiness of Friends
And The love of Christmas This Year
As we celebrate the Holiday Season we want to thank each of you for partnering with us.
Lloyd and Staff
When a Saver Marries a Spender, Every Penny Counts
Couples who have opposite philosophies regarding saving and spending often have trouble finding common ground. Thinking of yourselves as two sides of the same coin may help you appreciate your financial differences.
Give Your Retirement Plan an Annual Checkup
If you haven’t revisited your employer-sponsored retirement savings plan yet in 2015, the end of the year may be an ideal time to do so.
Periodic Review of Your Estate Plan
An estate plan should be reviewed periodically, especially after a major life event.
What is a phased retirement?
In its broadest sense, a phased retirement is a gradual change in your work patterns as you head into retirement.
Are federal employees eligible for phased retirement?
Federal employees may have the option to enter into a phased retirement if their agency allows it.