100 percent of Life’s Bridges sale proceeds are donated to charity.

Investing In Our Future

“Because we wrote Life’s Bridges to help others, I can think of no better way to make such a contribution meaningful than to donate the proceeds to the charity. I count this as one of the best decisions we’ve made as a firm.”
– Lloyd D. Lowe Sr.

Life’s Bridges Provides a Fresh Approach to Establishing a Secure Financial Future

The definition of a bridge is a structure that offers passage across an obstacle. It is a link or means of approach to connecting and coming together. In our book, Life’s Bridges: Building Your Bridge to Financial Wealth (Brown Books Publishing Group, 2011), we offer our financial expertise and business knowledge to connect people seeking financial security for the future.

Visual images of bridges found at the beginning of each chapter in the book symbolize the various pathways we take in life to build for the future. They are a metaphoric representation of the connection or relationship between a tenured financial advisor and an investor. Life’s Bridges presents a fresh approach to long-term financial planning by emphasizing that a well-constructed “bridge,” in addition to an astute action plan, is necessary in order to successfully reach financial goals.
For people afraid to take the first step, Life’s Bridges provides the blueprint to get started. Concise, informative and well-written, this book will show you how to achieve your goals through a series of easy to understand steps. Life’s Bridges will give you the tools to map out a course of action to build the bridge to the lifestyle you seek.

What Is Your Retirement Scenario?

Most people assume three sources of income will work together to fund retirement: Social Security, pensions and personal savings. Even with these three possible income streams, there are still problems to consider.

First, there is no way to be certain about what the future holds for Social Security. Even if the best-case scenario works out and you receive full Social Security benefits, the average person only receives 40 percent of their preretirement income.

Pensions can also be problematic. Employer-sponsored plans are no longer common, and even if you are one of the few who receives a pension benefit, be aware that the amount you receive is retirement may not be more than 25 percent of your pre-retirement income.

That leaves personal savings. Faced with uncertainty and – at most – the limited payouts of Social Security and pension plans, the average American recognizes the need to find new ways to save some of their current income for retirement.

The good news? The government also realizes the importance of savings for retirement, so they have created several tax incentives to encourage Americans to save for retirement with pretax dollars.