November 2015 LD Lowe Newsletter
November news from your LD Lowe Team.
We are proud to announce that team member Lauren Chastant has received her Life Accident and Health Insurance License. Congratulations, Lauren!
May the good things in life be yours in abundance at Thanksgiving and throughout the new year.
Lloyd and Staff
Don’t Forget About Year-End Investment Planning
Careful evaluation of your investment portfolio at the end of the year may help you meet your long-term goals more efficiently.
Think Twice Before Counting on a COLA
The rising costs of food, gas, electricity, and health care can strain anyone’s budget. The situation is even worse if your living expenses increase while your income stays the same, because your purchasing power will steadily decline over time. That’s why cost-of-living adjustments, or COLAs, are especially valuable to retirees and others living on fixed incomes.
Dealing with Medical Billing Issues
Due to the complex nature of today’s medical billing industry, it’s difficult for many consumers to know exactly what they will end up having to pay for medical services or treatments.
How do I change or revoke a will?
A will remains valid until properly revoked or superseded. Changing or revoking a will must be done very carefully.
What do I need to do to create a will?
A will must generally be signed, dated, and witnessed in accordance with the laws of the appropriate state.